Enforcing a security interest means that the secured creditor has legal remedies that include taking possession of the pledged collateral or disposing of the collateral through a sale and keeping some or all of the proceeds. The Act allows the secured creditor to proceed extra-judicially without having to obtain a court order before repossessing the collateral. The secured creditor may also choose to apply to the court to authorize enforcement. The debtor may also apply to the court to suspend enforcement if it believes that the secured creditor is damaging the collateral or has sold it for a low value.