The law requires the secured creditor to cancel or discharge the registration after the loan has been repaid and all obligations have been satisfied under the security agreement. However, sometimes secured parties do not automatically do so. In the event that the secured creditor doesn’t cancel the registration, the debtor may send a formal request to do so. If the secured creditor still does not cancel the registration, the debtor may ask a court to issue an order amending or cancelling the registration and may seek damages if applicable. The law protects the debtor in case of the secured creditor’s failure to cancel a registration.